/* Bridgecap Financial — brand system for rebuilt pages
   Navy authority, gold prestige, decisive red. Merriweather + Roboto. */
:root{
  --navy:#0A3255; --navy-deep:#061F36; --gold:#C3A159; --red:#E5383B;
  --silver:#69727D; --ink:#16232f; --paper:#fff; --stone:#F3F1EC; --line:#dcd8cf;
  --h:'Merriweather',Georgia,serif; --b:'Roboto',Helvetica,sans-serif;
  --wrap:1180px;
}
*{box-sizing:border-box}
body{margin:0;font-family:var(--b);color:var(--ink);background:var(--paper);font-size:16.5px;line-height:1.75}
h1,h2,h3,h4,h5{font-family:var(--h);color:var(--navy);margin:0 0 .55em;line-height:1.25;font-weight:700}
h1{font-size:clamp(32px,4.2vw,50px);font-weight:900;letter-spacing:-.015em}
h2{font-size:clamp(25px,2.8vw,35px)}
h3{font-size:20px;margin-top:1.4em}
p{margin:0 0 1.1em}
a{color:inherit}
img{max-width:100%}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 28px}
.wrap.narrow{max-width:900px}
.rule{width:56px;height:3px;background:var(--gold);margin-bottom:20px}
.eyebrow{font-weight:700;text-transform:uppercase;letter-spacing:.2em;font-size:11.5px;color:var(--gold);margin-bottom:12px}
.btn{display:inline-flex;align-items:center;gap:9px;font-weight:700;font-size:13.5px;letter-spacing:.06em;text-transform:uppercase;text-decoration:none;padding:14px 24px;border-radius:2px;transition:.2s}
.btn-primary{background:var(--red);color:#fff}
.btn-primary:hover{background:#c92c2f}
.btn-gold{background:transparent;color:var(--gold);border:1px solid var(--gold)}
.btn-gold:hover{background:rgba(195,161,89,.14)}


/* nav */
header.nav{position:sticky;top:0;z-index:60;background:var(--navy);border-bottom:1px solid rgba(195,161,89,.35)}
.nav-in{display:flex;align-items:center;gap:22px;height:76px;flex-wrap:nowrap}
.nav-in .logo{flex-shrink:0}
.nav-in .logo img{height:40px;width:auto;max-width:none;display:block}
.nav-links{display:flex;align-items:center;gap:18px;margin-left:auto;font-size:13px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:#e7edf4}
.nav-links>a,.nav-links .dt{text-decoration:none;opacity:.9;padding:8px 0;border-bottom:1px solid transparent;white-space:nowrap}
.nav-links>a:hover,.nav-links .dt:hover{opacity:1;border-color:var(--gold)}
.drop{position:relative}
.drop .menu{position:absolute;left:-16px;top:calc(100% + 14px);min-width:270px;background:#fff;border-top:3px solid var(--gold);box-shadow:0 26px 50px -26px rgba(0,0,0,.6);padding:8px 0;opacity:0;visibility:hidden;transform:translateY(-6px);transition:.18s}
.drop:hover .menu,.drop:focus-within .menu{opacity:1;visibility:visible;transform:none}
.drop .menu a{display:block;padding:9px 20px;color:var(--ink);text-decoration:none;font-size:13px;letter-spacing:.02em;text-transform:none;font-weight:400}
.drop .menu a:hover{background:var(--stone);color:var(--navy)}
.navcta{margin-left:6px;padding:10px 18px;white-space:nowrap;flex-shrink:0}
.f-logo{height:42px;width:auto;display:block;margin-bottom:16px}
@media(max-width:1180px){.nav-links{display:none}.navcta{margin-left:auto}}
@media(max-width:600px){.nav-in .logo img{height:34px}}

/* page hero */
.phero{position:relative;background:var(--navy-deep);color:#fff;overflow:hidden}
.phero .bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.42}
.phero .veil{position:absolute;inset:0;background:linear-gradient(100deg,rgba(6,31,54,.96) 36%,rgba(10,50,85,.66))}
.phero .tex{position:absolute;inset:0;background:url(assets/bridge-pattern-cables.png) center/340px;opacity:.2;mix-blend-mode:screen}
.phero .wrap{position:relative;padding:70px 28px 74px}
.phero h1{color:#fff;max-width:20ch}
.phero .lede{font-size:18.5px;color:#d5e0ea;max-width:62ch}
.phero .cta{display:flex;gap:13px;flex-wrap:wrap;margin-top:26px}
.crumbs{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin-bottom:16px}
.crumbs a{text-decoration:none;color:#c6d3e0}
.crumbs span{opacity:.5;padding:0 6px}

/* press marquee */
.press{background:var(--stone);border-bottom:1px solid var(--line);padding:18px 0;overflow:hidden}
.press .lbl{font-size:11px;letter-spacing:.22em;text-transform:uppercase;color:var(--silver);text-align:center;margin-bottom:10px}
.marquee{overflow:hidden;mask-image:linear-gradient(90deg,transparent,#000 12%,#000 88%,transparent)}
.track{display:flex;gap:52px;width:max-content;animation:slide 46s linear infinite}
.track span,.track a{font-family:var(--h);font-weight:700;font-size:18px;color:#8b8579;white-space:nowrap;text-decoration:none;transition:color .2s}
.track a:hover{color:var(--ink,#1a1a1a);text-decoration:underline;text-underline-offset:4px}
@keyframes slide{to{transform:translateX(-50%)}}

/* copy sections */
section.copy{padding:66px 0}
section.copy.alt{background:var(--stone);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
section.copy p{color:#3d4b5a}
section.copy h3{color:var(--navy)}
blockquote{margin:24px 0;padding:18px 26px;border-left:3px solid var(--gold);background:#fff;font-family:var(--h);font-size:18px;color:var(--navy)}
ul.ticks{list-style:none;padding:0;margin:6px 0 20px}
ul.ticks li{position:relative;padding:11px 0 11px 30px;border-top:1px solid var(--line);color:#3d4b5a}
ul.ticks li:first-child{border-top:0}
ul.ticks li::before{content:"";position:absolute;left:0;top:21px;width:14px;height:2px;background:var(--gold)}
ul.ticks.light li{color:#d6e1ec;border-color:rgba(255,255,255,.16)}
ul.sitemap{list-style:none;padding:0;margin:0;columns:2;column-gap:36px}
ul.sitemap li{padding:7px 0;break-inside:avoid}
ul.sitemap a{color:var(--navy);text-decoration:none;border-bottom:1px solid var(--line)}
ul.sitemap a:hover{border-color:var(--gold)}
@media(max-width:700px){ul.sitemap{columns:1}}

/* faq */
.faq{padding:76px 0;background:var(--navy);color:#fff;position:relative;overflow:hidden}
.faq::before{content:"";position:absolute;inset:0;background:url(assets/bridge-pattern.png) center/260px;opacity:.1;pointer-events:none}
.faq>*{position:relative}
.faq h2{color:#fff}
.faqs{display:grid;gap:12px;margin-top:8px}
details{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.16);border-radius:3px}
details summary{cursor:pointer;list-style:none;padding:18px 24px;font-family:var(--h);font-weight:700;color:#fff;display:flex;justify-content:space-between;gap:16px;align-items:center}
details summary::-webkit-details-marker{display:none}
details summary::after{content:"+";color:var(--gold);font-size:22px;line-height:1}
details[open] summary::after{content:"–"}
details .c{padding:0 24px 20px;color:#d3dfea}
details .c p{margin:0}

/* proof */
.proof{padding:80px 0;background:var(--stone);border-top:1px solid var(--line)}
.sec-head{max-width:60ch;margin-bottom:38px}
.sec-head p{color:#4c5866;font-size:17.5px}
.tgrid{display:grid;grid-template-columns:1.35fr 1fr 1fr;gap:22px;align-items:start}
.tcard{margin:0;background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);padding:26px 28px}
.tcard .stars{color:var(--gold);letter-spacing:3px;font-size:15px}
.tcard blockquote{margin:12px 0 16px;padding:0;border:0;background:none;font-family:var(--b);font-size:15.5px;color:#3d4b5a;line-height:1.7}
.tcard figcaption{border-top:1px solid var(--line);padding-top:14px;font-size:13px;color:var(--silver)}
.tcard figcaption b{display:block;font-family:var(--h);color:var(--navy);font-size:15px}
.tcard.tp{background:var(--navy);border-color:var(--navy)}
.tcard.tp blockquote,.tcard.tp figcaption{color:#c9d6e2}
.tcard.tp figcaption{border-color:rgba(255,255,255,.18)}
.tcard.tp figcaption b{color:#fff}
.tp-head{display:flex;align-items:center;gap:14px;margin-bottom:10px}
.tp-score{font-family:var(--h);font-weight:900;font-size:40px;color:var(--gold);line-height:1}
.tp-meta{font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:#a9bbcc}
.tp-title{display:block;font-family:var(--h);color:#fff;margin:10px 0 4px}
.proof-note{margin-top:22px;font-size:14px;color:var(--silver)}
@media(max-width:900px){.tgrid{grid-template-columns:1fr}}

/* apply band + forms */
.applyband{padding:80px 0;background:var(--navy-deep);color:#fff;position:relative;overflow:hidden}
.applyband::before{content:"";position:absolute;inset:0;background:url(assets/bridge-pattern-deco.png) center/300px;opacity:.13;pointer-events:none}
.applyband>*{position:relative}
.applyband h2{color:#fff}
.applyband .lede{color:#cfdae6;font-size:18px}
.apply-grid{display:grid;grid-template-columns:1fr .95fr;gap:48px;align-items:center}
.contact-line{margin-top:18px;font-size:15px;color:var(--gold)}
form.card{background:#fff;color:var(--ink);padding:32px;border-top:4px solid var(--gold)}
form.card h3{margin:0 0 4px}
form.card .sub{font-size:14px;color:var(--silver);margin-bottom:18px}
.f-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.field{margin-bottom:14px}
.required{color:var(--red)}
.field label{display:block;font-size:11.5px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--silver);margin-bottom:6px}
.field input,.field select,.field textarea{width:100%;padding:13px 14px;border:1px solid var(--line);border-radius:2px;font-family:var(--b);font-size:15px;background:#fcfbf9}
.field textarea{min-height:88px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid var(--gold);outline-offset:1px}
.form-heading{font-family:var(--h);font-size:16px;color:var(--navy);margin:22px 0 10px;padding-top:8px;border-top:1px solid var(--line)}
.form-heading:first-of-type{border-top:0;margin-top:8px;padding-top:0}
.form-status{min-height:1.5em;margin:12px 0 0;text-align:center;font-size:13px;color:var(--navy)}
.form-status.is-error{color:var(--red)}
form.card button.btn,.application-panel button.btn{border:0;cursor:pointer;font-family:inherit}
form.card button.btn:disabled,.application-panel button.btn:disabled{opacity:.65;cursor:wait}
.sms-consent{border:0;margin:4px 0 14px;padding:0}
.sms-consent legend{font-size:11.5px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--silver);margin-bottom:9px;padding:0}
.consent-option{display:grid;grid-template-columns:18px 1fr;gap:9px;align-items:start;margin:0 0 10px;font-size:12.5px;line-height:1.45;color:var(--silver);cursor:pointer}
.consent-option input{width:18px;height:18px;margin:1px 0 0;accent-color:var(--gold)}
.consent-option input:focus-visible{outline:2px solid var(--gold);outline-offset:2px}
.consent-links{font-size:12.5px;line-height:1.45;color:var(--silver);margin:2px 0 14px}
.consent-links a{color:#83682e;font-weight:700}
form.card .btn{width:100%;justify-content:center;margin-top:6px}
form.card .fine{font-size:12.5px;color:var(--silver);text-align:center;margin:14px 0 0}
@media(max-width:900px){.apply-grid{grid-template-columns:1fr}}

/* cta band */
.cta-band{background:var(--navy);color:#fff;padding:60px 0}
.cta-band h2{color:#fff;margin-bottom:.3em}
.cta-band p{color:#cfdae6;margin:0}
.cta-in{display:flex;gap:34px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.cta-btns{display:flex;gap:13px;flex-wrap:wrap}

/* footer */
footer{background:#061F36;color:#9db0c2;padding:56px 0 28px;font-size:14.5px}
.f-top{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:30px;padding-bottom:30px;border-bottom:1px solid rgba(255,255,255,.1)}
footer h5{color:var(--gold);font-family:var(--b);font-size:11.5px;letter-spacing:.18em;text-transform:uppercase;margin-bottom:14px}
footer a{display:block;text-decoration:none;padding:4px 0;color:#9db0c2}
footer a:hover{color:#fff}
.fcontact a{display:inline;color:#fff}
.faddr{margin:12px 0 0;font-size:13.5px;line-height:1.6}
.faddr b{display:block;color:#cbbb92;font-size:11.5px;letter-spacing:.14em;text-transform:uppercase}
.f-bot{padding-top:22px;font-size:12.5px;color:#7b8fa4;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
.disclosure{max-width:74ch;line-height:1.6}
@media(max-width:900px){.f-top{grid-template-columns:1fr 1fr}}

.reveal{opacity:0;transform:translateY(18px);transition:.7s cubic-bezier(.2,.7,.3,1)}
.reveal.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none}.track{animation:none}}
@media(max-width:600px){.stats{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}.stat{padding:20px 14px;min-width:0}.stat .n{font-size:30px}.stat .l{letter-spacing:.08em;font-size:11.5px}}
@media(max-width:430px){.navcta,.nav-in>.btn{display:none}}
.post{max-width:74ch}
.post h2{margin-top:1.5em}.post h3{margin-top:1.3em}.post>:first-child{margin-top:0}
.post a{color:var(--navy);font-weight:600}
.post img{height:auto;display:block;margin:24px 0}
.post figure{margin:24px 0}
.post table{width:100%;border-collapse:collapse;margin:24px 0;display:block;overflow-x:auto}
.post th,.post td{border:1px solid rgba(0,0,0,.14);padding:10px 12px;text-align:left;vertical-align:top}
.post-list{border-top:1px solid rgba(0,0,0,.12)}
.post-row{display:block;padding:28px 0;border-bottom:1px solid rgba(0,0,0,.12);color:inherit;text-decoration:none}
.post-row h2{margin:6px 0 10px;font-size:clamp(22px,2.4vw,28px)}
.post-row p{margin:0}
.post-date{font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:#5a6673}